MISPay is 100%
Shariah-Compliant

MISpay has been developed in full compliance with Islamic Shariah principles, with no late fees and no hidden charges. 

Our Products Are Certified

Our products have been certified as Shariah-compliant by the Shariyah Review Bureau (SRB).

Installment Plans

Split payments into interest-free installments with no additional fees.

Shariah Certificate

After reviewing and approving MISpay’s products as compliant with the Shariah standards of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), the Shariyah Review Bureau issued Shariah Certificate No. MIF-2348-03-03-09-22 to MISpay.

About Shariyah Review Bureau (SRB)

The Shariyah Review Bureau (SRB) is one of the leading Shariah advisory firms for corporations worldwide. It operates in over 21 countries, including the United States, Europe, Africa, the GCC, and Asia. SRB provides Shariah advisory and audit services to both public and private companies, covering diverse sectors of the financial industry. Its clients span across Hong Kong, the United States, the United Kingdom, Canada, France, Switzerland, and the GCC. In Saudi Arabia, SRB holds a significant market share among investment companies, cooperative insurance providers, and financing firms. SRB offers a wide range of services, including product certification, Shariah advisory, Shariah audit, and equity screening.

Committee Member

Sheikh Muhammed Ahmad Al-Sultan

Committee Resolution

Opinion on Sharia Compliance