How does MISpay work?
It’s super simple! Just shop at any of our partner stores, online or in-store, and choose MISpay at checkout. You’ll be able to split your purchase into up to 12 easy payments — with no interest and no hidden fees.
Pay a portion now, and the rest over time based on your chosen plan. Fast, simple, and fully Sharia-compliant!
What makes "MIS Pay" stand out?
• Easy and Simple Payments: “MIS Pay” offers fast and simple payment solutions, allowing you to accept payments from your customers with ease and security.
• Better Customer Experience: With “MIS Pay,” you can offer your customers different payment options, including the “Pay Later” feature, enhancing their shopping experience and increasing their satisfaction.
• Increase Sales: By providing flexible payment options with “MIS Pay,” you can boost your sales and reach a wider customer base who prefer different payment methods.
• Comprehensive Reports and Analytics: “MIS Pay” provides you with tools to analyse your sales and customer behaviour, so you can assess your business and improve your strategies.
• Fraud Protection and Security: With “MIS Pay,” your transactions are protected with the highest security standards, reducing fraud risks.
• Advance Payment to Merchants: “MIS Pay” pays you in advance, and then handles customer payments and installments.
What is MISpay?
MISpay is a flexible and Sharia-compliant payment solution that puts your needs first. We make shopping easier by letting you split your payments — without interest or hidden fees — whether you’re buying online or in-store. With MISpay, you’re always in control of your purchases and your budget.
Is MISpay Sharia compliant?
Yes! MISpay is fully Sharia-compliant. We strictly follow Islamic finance principles and our operations are reviewed by an independent Sharia committee of certified experts. Everything we do is built on integrity, transparency, and respect for faith-based values — from payment plans to customer policies..
Who can use MIS Pay?
• Be a resident or citizen of the Kingdom of Saudi Arabia with a national ID or residency number.
• Be at least 18 years old.
• Have a positive SIMAH score.
• Be able to receive verification codes via text.
• Have a valid bank card or bank account.
What stores are listed on the MISpay website
MISpay partners with top brands in fashion, electronics, home, beauty, and more. You’ll find hundreds of stores where you can shop now and split your payments — online and in-store.
How often does MISpay add new partner stores?
We’re always growing. Every month, new brands join MISpay — from top fashion names to electronics and more. Got a favorite store? Let us know! And to stay updated, follow us on Instagram and turn on app notifications.
Can I split my payments at any of the stores listed on MISpay’s website?
Yes! Most stores listed with MISpay give you the option to split your payments during checkout. Just shop as usual and choose MISpay when you’re ready to pay. In some cases, you might not see the installment option — this could be related to your payment history, any pending dues, or the total amount of your order. But don’t worry, if the option is available, it will appear clearly on the checkout page.
Can I provide feedback or suggest stores to MISpay?
Absolutely! We love hearing from you. If there’s a store you’d like to see on MISpay or you have an idea that could help us improve, we’d be happy to hear it. Just reach out to our support team through the app or website — your suggestions really do shape the future of MISpay.
Where can I use MISpay?
You can use MISpay at hundreds of partner stores — online and in-store — across categories like fashion, electronics, beauty, and more. Browse the app or website to explore all the options. And don’t forget to follow us on Instagram and X to stay updated on the newest brands joining MISpay!
Does MISpay offer loans?
No — MISpay doesn’t offer loans of any kind. We provide a payment solution, not a lending service. That means no interest, no hidden terms, and no credit traps. You simply split your purchase into convenient payments — all Sharia-compliant and with zero late fees.
With MISpay, you stay in control of your spending. Whether you pay in full or in installments, you’re choosing a flexible, transparent way to manage your money — without borrowing or debt.
Is MIS Pay for free?
Yes, MIS Pay is absolutely free!
No fees and no interest added to your total.
Just download MIS Pay app and start your stress-free shopping experience with flexible payments today.
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