Smarter Payments, Bigger Gains
Buy Now, Pay Later is transforming the shopping experience in Saudi Arabia — and opening new growth opportunities for merchants. With MISpay, you can benefit from proven results in the market.
HIGHER CONVERSION
LARGER BASKET SIZES
OF SHOPPERS IN KSA USE BPNL
DECLINE IN CASH ON DELIVERY
How does MISPay work?
MISpay makes it easy for you to increase sales while giving your customers the flexibility they want.
List Your Store
Join the MISpay network and feature your brand across our app and partner channels.
Offer Flexible Payments
At checkout — online or in-store — customers choose MISpay and split their purchases into 4 to 12 installments.
Get Paid Upfront
You receive the full amount instantly, while we handle the installments and payment collection from customers.
List Your Store
Join the MISpay network and feature your brand across our app and partner channels.
Offer Flexible Payments
At checkout — online or in-store — customers choose MISpay and split their purchases into 4 to 12 installments.
Get Paid Upfront
You receive the full amount instantly, while we handle the installments and payment collection from customers.
Find your favourite brands
Shop your favourites or discover new brands on the MISPay app that let you get the most out of shopping.
Choose MISPay at checkout
Add what you want to your cart and choose MISPay at checkout. Sign up, link any card and get approved instantly.
Pay over time
Choose 4 interest-free payments or up to 12 monthly payments. Make your first payment and we'll remind you about the rest.
Why Top Merchants Choose MISpay
From faster payouts to higher customer conversions — we give you the tools to sell more, risk-free. Join a platform built to grow your business.

Payments Solutions
Split your purchase into 4 interest-free or up to 12 monthly payments.

Join the Purple Program
Attract new customers effortlessly with exclusive offers and visibility.

Boost Your Sales
Drive higher conversions and larger basket sizes with MISpay’s seamless checkout experience.

Stand out where it matters
Get featured on MISpay — more views, clicks, and conversions
Real impact for your business
Boost customer reach, increase conversions, and drive revenue with flexible payment solutions that deliver results.
Split in up to 4 payments
Give your customers the flexibility to pay in 2, 3, or 4 up to 12 interest-free installments — 100% Shariah-compliant, with no late fees — while you get paid upfront in full.
- More flexibility = more repeat purchases
- Better budget control = higher order values
- Seamless, secure, and stress-free checkout
Offer MISpay at Checkout or
In-Store
Integration that ensures a smooth customer experience.
- Integrated into your checkout flow
- Works both online and in-store
- Simple setup with zero friction for your team
Marketing Solutions
Drive growth with powerful, performance-based marketing tools.
- Attract new shoppers with the MISPay Program
- Re-engage customers via email, push, and in-app message
- Get featured for maximum visibility and higher conversions
Integrations
Easy integration, any platform
No code, low code, or plugins — get started in minutes on both online and in-store setups.
Frequently asked questions
Everything you need to know about the product and billing.
Can any store become a partner with MISpay, or are there specific criteria?
We welcome any store that wants to join us, but of course, we have specific criteria we follow to ensure the best experience for our users.
What happens if the customer doesn’t complete their payments?
You don’t need to worry. At MISpay, we transfer the full amount to you based on the settlement model you chose, after deducting MISpay’s fees — whether the customer completes all their installments or not.
We handle the customer follow-up and deal with any delays or missed payments.
You receive your money as agreed, without any complications or delays.
What is the allowed limit for my store with MISpay?
The limit allowed for your store depends on the agreement with us, and we can adjust it if your sales volume increases.
Contact your account manager if you'd like to know your current limit or request an increase.
How do I register as a partner with “MISpay”?
Starting a partnership with us is easy! Just click “Sign Up Now” and fill out the simple registration form.
The process is fully guided and doesn’t take much time.
What do I benefit from when I become a partner with MISpay?”
When you join MISpay, you unlock real opportunities to grow your business by increasing sales, reducing cash-on-delivery, improving repeat purchases and conversion rates, and offering flexible payment options supported by effective marketing tools.
How long does it take to activate the service in my store?
Once the application is submitted, the documents are reviewed and you will receive a response—approval or rejection—within a maximum of 72 hours
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
Let’s grow your business
MISpay helps you sell more with flexible payments that boost conversions, increase basket size, and attract new customers.