Expand your Sales
with MISpay

Offer flexible payments, reach new customers, boost conversions & basket size — while getting paid upfront, every time.

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from 200+ reviews

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Smarter Payments, Bigger Gains

Buy Now, Pay Later is transforming the shopping experience in Saudi Arabia — and opening new growth opportunities for merchants. With MISpay, you can benefit from proven results in the market.

HIGHER CONVERSION
Merchants in KSA see up to a 35% lift in completed purchases when offering BNPL.
LARGER BASKET SIZES
Customers spend more when they can split payments, boosting your average order value.
OF SHOPPERS IN KSA USE BPNL
Half of Saudi consumers have already tried BNPL — don’t miss out on their business.
DECLINE IN CASH ON DELIVERY
Shoppers are moving away from COD and choosing flexible digital payments.

How does MISPay work?

MISpay makes it easy for you to increase sales while giving your customers the flexibility they want.

List Your Store

Join the MISpay network and feature your brand across our app and partner channels.

Offer Flexible Payments

At checkout — online or in-store — customers choose MISpay and split their purchases into 4 to 12 installments.

Get Paid Upfront

You receive the full amount instantly, while we handle the installments and payment collection from customers.

List Your Store

Join the MISpay network and feature your brand across our app and partner channels.

Offer Flexible Payments

At checkout — online or in-store — customers choose MISpay and split their purchases into 4 to 12 installments.

Get Paid Upfront

You receive the full amount instantly, while we handle the installments and payment collection from customers.

Find your favourite brands

Shop your favourites or discover new brands on the MISPay app that let you get the most out of shopping.

Choose MISPay at checkout

Add what you want to your cart and choose MISPay at checkout.
Sign up, link any card and get approved instantly.

Pay over time

Choose 4 interest-free payments or up to 12 monthly payments. Make your first payment and we'll remind you about the rest.

Why Top Merchants Choose MISpay

From faster payouts to higher customer conversions — we give you the tools to sell more, risk-free. Join a platform built to grow your business.

Payments Solutions

Split your purchase into 4 interest-free or up to 12 monthly payments.

Join the Purple Program

Attract new customers effortlessly with exclusive offers and visibility.

Boost Your Sales

Drive higher conversions and larger basket sizes with MISpay’s seamless checkout experience.

Stand out where it matters

Get featured on MISpay — more views, clicks, and conversions

Real impact for your business

Boost customer reach, increase conversions, and drive revenue with flexible payment solutions that deliver results.

Split in up to 4 payments

Give your customers the flexibility to pay in 2, 3, or 4 up to 12 interest-free installments — 100% Shariah-compliant, with no late fees — while you get paid upfront in full.

Offer MISpay at Checkout or
In-Store

Integration that ensures a smooth customer experience.

Marketing Solutions

Drive growth with powerful, performance-based marketing tools.

 

Integrations

Easy integration, any platform

No code, low code, or plugins — get started in minutes on both online and in-store setups.

Frequently asked questions

Everything you need to know about the product and billing.

Can any store become a partner with MISpay, or are there specific criteria?

We welcome any store that wants to join us, but of course, we have specific criteria we follow to ensure the best experience for our users.

What happens if the customer doesn’t complete their payments?

You don’t need to worry. At MISpay, we transfer the full amount to you based on the settlement model you chose, after deducting MISpay’s fees — whether the customer completes all their installments or not.

We handle the customer follow-up and deal with any delays or missed payments.
You receive your money as agreed, without any complications or delays.

What is the allowed limit for my store with MISpay?

The limit allowed for your store depends on the agreement with us, and we can adjust it if your sales volume increases.
Contact your account manager if you'd like to know your current limit or request an increase.

How do I register as a partner with “MISpay”?

Starting a partnership with us is easy! Just click “Sign Up Now” and fill out the simple registration form.
The process is fully guided and doesn’t take much time.

What do I benefit from when I become a partner with MISpay?”

When you join MISpay, you unlock real opportunities to grow your business by increasing sales, reducing cash-on-delivery, improving repeat purchases and conversion rates, and offering flexible payment options supported by effective marketing tools.

How long does it take to activate the service in my store?

Once the application is submitted, the documents are reviewed and you will receive a response—approval or rejection—within a maximum of 72 hours

Still have questions?

Can’t find the answer you’re looking for? Please chat to our friendly team.

Let’s grow your business

MISpay helps you sell more with flexible payments that boost conversions, increase basket size, and attract new customers.